Bringing Capital Markets Financing to SMBs
Since 2014, LQD Business Finance has provided tech-enabled funding solutions to small and medium-sized businesses. We have created our own proprietary technologies - LQD Matrix and LQD Synthesis. These technologies allow us to underwrite loans and factor receivables more efficiently than others, which allows us to offer some of the best small business loans in the industry.
Most existing business finance solutions are restrictive, time-consuming, and have high rejection rates. One of the major problems businesses face when seeking funding is the lack of multiple financing options through a single unique lender. Decision-makers are forced to go from lender to lender to receive all the funding necessary to meet the needs of their varying business objectives. Businesses not only need a lender who can do it all, but is always adapting to meet their needs.
LQD Business Finance was ultimately founded to address the gap in the market and serve businesses of all industries. Businesses move fast to obtain their goals, so we move faster to deliver funding to them. With our technologies, we are able to deliver business financing solutions to clients in under 30 days, so they can get on their way to bigger and better ventures.
We walk every client through each step of the process with support and transparency. Our relationships do not end once the funds are delivered as our clients continued success is a top priority.
- George Souri Founder and CEOGeorge Souri Founder and CEO
George has over 20 years of entrepreneurial experience and leads LQD’s strategic direction and innovation initiatives. A self-described math geek, George created Epsilon, LQD’s operating methodology, engineered LQD’s risk models, LQD Matrix and LQD Synthesis, and built the first version of LQD’s operating platform, LQD Central. Prior to founding LQD Finance, George spent 7 years as the founder and CEO of Atria Capital, a Chicago-based advisory that helped medium-sized and middle-market businesses with operational optimization, capital raising, growth strategies and complex situations. Prior to Atria, George was the co-founder and CEO of Ramzey Broadband, a national provider of end-user fulfillment services to major cable companies such as Comcast and Time Warner. George has a B.A. in Philosophy and a J.D. from DePaul University.
- John Stanfield Chief Financial Officer
Leading LQD Business Finance’s team in accounting, governance and compliance, HR, and administrative operations. John has over 20 years of accounting and finance experience. Prior to joining LQD Finance, John was the founder of Stanfield & Associates, LLC, a boutique CPA firm focused in the private equity industry. Previously, John also held positions at Ernst & Young, LLP, and McGladrey & Pullen, LLP. John completed his bachelor’s degree and Master of Taxation (MST) from the University of Illinois Urbana Champaign. Additionally, he completed a master’s degree in accountancy (MSA) from DePaul University. He is a licensed Certified Public Accountant in Illinois and is a member of the American Institute of Certified Public Accountants and the Illinois State CPA Society.
- Orasio Becerra Chief Information Officer
Driving initiatives for all LQD Finance’s technology platforms, data architecture and hardware, Orasio manages all systems, analytics, automation and integration company wide. Orasio has over 20 years of financial portfolio and data management experience and prior to joining the team, he was the EVP of Finance and Business Solutions of Guardian Capital where he developed financial data infrastructure, management reporting, and financial modeling. Orasio also served as the EVP of Analytics and Business Solutions of Arch Bay Capital, where he was responsible for pricing and analyzing over $60 billion of distressed loans that yielded over $3 billion of assets under management. Prior to Arch Bay Capital, Orasio held management positions at ABN Amro/LaSalle Bank and Bear Stearns where he has managed fixed income portfolios with notional balances of over $30 billion.
- Cal Payne Chief Risk Officer
Leading LQD’s portfolio risk management and risk policy initiatives, Cal brings over 35 years of finance and risk management experience to the team. Working for Fortune 500 corporations in his past, Cal has been engaged in various activities including asset-based lending, banking, and trading operations. He has served as Vice President and Treasurer for Transco Energy Company, Vice President, Market Risk Management for Transco Gas Marketing Company, Senior Vice President and Chief Risk Officer for Aquila, Inc., where he was directly responsible for market risk, credit risk, middle office functionality, insurable risk and oversaw a loan portfolio of over $500 million and annual credit risk of $44 billion. Cal also served as Managing Director of Risk, Capital Markets for Fortis Bank and then BNP Paribas’ energy trading entity. He was a founder of the Risk Control Roundtable and worked with the Committee of Chief Risk Officers (CCRO) during their formation.
- Robert Pellegrini Director of Credit
Overseeing underwriting and loan level credit risk at LQD, Robert has over 15 years of financial operations and transaction management experience. Prior to joining LQD Finance, Robert was a Senior Associate of Financial Risk Management at KPMG and consulted with Fortune 500 clients on risk management and other operational enhancements. Prior to KPMG, he was an AVP and Portfolio Officer at Merrill Lynch Commercial Financial Corp., where he managed a commercial loan portfolio of over 80 companies with up to $20 million in borrowing demand. Robert was also a Business Banking Officer at US Bank. He has a B.S. in Finance and Accounting and an M.B.A. with an emphasis on Financial Management and Controls from DePaul University.
- Aaron Brand Director of Business Development
Building strong relationships, Aaron guides customers through all of LQD Finance’s processes from start to finish. Aaron has 18 years of credit and business development experience. Prior to joining LQD Finance, Aaron was First Vice President for BofI, where he built the C&I and ABL lending business. Aaron was also Vice President of Sales and Strategic Partnerships at eCapital and Senior Director of Sales and Trading at the Receivables Exchange.
- Dana Cott Director of Marketing
Dana brings flavor to the LQD Finance team with her marketing ingenuity, strategies, and campaign execution. She is an integral part of building marketing initiatives while focusing on lead generation and big picture strategy including branding, digital marketing, and public relations. With more than 14 years of enterprise marketing and marketing technology experience, Dana has worked with a wide variety of consumer product and hospitality companies. She comes to LQD Finance from one of the largest global B2B packaging suppliers, helping drive customer growth through market research and selling innovation.
- Brian Reshefsky Director of Mergers, Acquisitions & Capital Markets
Bringing strong vision and strategic analysis, Brian drives growth initiatives at LQD Finance with over 25 years of investment and operational experience. Brian joins the team with a wide breadth of expertise where he was previously the founder of Three Crowns Holdings and Managing Director at InnerWorkings. He was also the co-founder and CEO of S&R Media and the COO of Schofield Media Group, where he oversaw $100 million of acquisitions and divestitures. Brian began his career as an investment banker at Credit Suisse First Boston, where he worked on over $2 billion of equity, debt and M&A transactions. Later he worked at Veronis Suhler Stevenson, a New York-based private equity and structured capital firm. Brian holds a B.B.A in Finance from the College of William and Mary, and a J.D. and M.B.A. from the University of Miami.
- Jack Zeng Director of Automation & Special Solutions
Leading the building, deployment, and integration of LQD’s automation and technology solutions, Jack has over 20 years of business consulting and business development experience, with a focus on process improvement and computerized system implementation and integration. Prior to joining LQD Finance, Jack launched and oversaw the Robotics Process Automation service at Grant Thornton. He was the founder of Shanghai Bailiang Investment and Management, a private fund management firm specialized in quantitative trading in China. Jack also held positions at IBM and PwC with a focus on leading implementations of global content management and regulatory submission systems for top pharmaceutical companies.
- Michael Keenan Director of Originations
Mike leads LQD Finance’s Channel Partner Program while also manages the pipeline and opportunity conversion initiatives. Mike joins the team with over 20 years of finance, banking, and ABL business development experience. He previously held management positions with Ares, Wells Fargo, Fifth Third Bank, and PNC where he focused on originating both asset-based and cash flow lending transactions with middle market companies. Keenan earned his M.B.A. from the University of Pittsburgh Katz Graduate School of Business and his B.A. with a major in Finance and Economics from Indiana University of Pennsylvania.