LQD’s founders noticed that existing business financing solutions were too restrictive, took too long, were extremely expensive, and were insufficient in serving all the financing needs of a business. We founded LQD to address this gap and fundamentally change the business lending landscape. While capitalizing on the inadequacies of existing lenders, we were able to design a financing solution that exceeded the limitations of the current small business lending market, and developed the only structured loan available to small businesses through a quick and convenient process. Ultimately, we are the only lender that provides the flexibility and sophistication of traditional financial institutions’ credit products with the ease and speed of an alternative lender. Our unique solution enables us to consider all the factors of a business’ financing needs and deliver a business financing solution designed for success.
Founder and CEO
George has over 15 years of entrepreneurial experience, with a focus on finance, operations, and procedural optimization. George is primarily responsible for the engineering and building of LQD’s integrated operating platform LQD Central, as well as the math and modeling behind LQD’s risk platform, LQD Matrix. Prior to founding LQD, George spent 7 years as the founder and CEO of Atria Capital, a Chicago-based middle-market investment bank and consultancy focused on the acquisition, turnaround, and sale of companies in distressed, workout, and complex situations. At Atria, George oversaw over $1 billion in structured debt, equity, and M&A transactions. Prior to Atria, George was the co-founder and CEO of Ramzey Broadband, a national provider of end-user fulfillment services to major cable companies such as Comcast and Time Warner. Under George’s leadership, Ramzey grew to over 300 employees and over $100 million in revenue in 3 years. George exited Ramzey when the company was acquired by a Canadian firm. George has a B.A. in Philosophy and a J.D. from DePaul University.
Chief Operating Officer
Brian has over 20 years of finance and operational experience. Prior to joining LQD, Brian was the co-founder and CEO of S&R Media Corp. in Chicago. Under Brian’s leadership, S&R grew into an international B2B publishing and marketing services business with over 100 employees and 5 offices internationally. Prior to S&R, Brian was the President and COO of Schofield Media Group, a $50 million B2B marketing and media company. At Schofield, Brian oversaw all operational aspects of the business, as well as $26 million of acquisitions and divestitures over a 4 year period. Prior to Schofield, Brian worked as an investment banker at Veronis Suhler Stevenson, focused on structured debt and private equity. Prior to Veronis, Brian worked as an investment banker at Credit Suisse First Boston, and oversaw $2 billion of equity, debt, and M&A transactions. Brian has a B.S. in Business Administration from the College of William and Mary, and a J.D. and M.B.A. from the University of Miami.
Chief Risk Officer
Cal has over 30 years of finance and risk management experience. Working for Fortune 500 corporations, Cal has been engaged in various activities including asset based lending, banking, and trading operations. He has served in a variety of capacities at the officer level including Vice President and Treasurer for Transco Energy Company, Vice President, Market Risk Management for Transco Gas Marketing Company, Senior Vice President and Chief Risk Officer for Aquila, Inc., where he was directly responsible for market risk, credit risk, internal audit, middle office functionality, and insurable risk, and oversaw a loan portfolio of over $500 million and annual credit risk of $44 billion. Cal also served as Managing Director of Risk, Capital Markets for Fortis Bank and then BNP Paribas’ energy trading entity. He was a founder of the Risk Control Roundtable and has worked with the Committee of Chief Risk Officers (CCRO) during their formation and as a contributor to their white papers. He has been published addressing a variety of risk related topics and has been a featured speaker at seminars, conferences, and universities.
Chief Information Officer
Orasio has over 16 years of financial portfolio and data management experience. Prior to joining LQD, Orasio was the EVP of Finance and Business Solutions of Guardian Capital, a structured-finance company focused on real estate portfolios in Chicago. At Guardian Orasio developed financial data infrastructure, management reporting, and financial modeling to manage the company’s various portfolios. Prior to Guardian Capital, Orasio served as the EVP of Analytics and Business Solutions of Arch Bay Capital, where he was responsible for pricing and analyzing over $60 billion of distressed loans that yielded over $3 billion of assets under management, as well as the development of the company’s central data warehouse and asset management platform. Prior to Arch Bay Capital, Orasio held management positions at ABN Amro/LaSalle Bank and Bear Stearns where he has managed fixed income portfolios with notional balances of over $30 billion. Orasio has a B.S. in Finance from the University of Illinois at Urbana-Champaign.
EVP, Transaction Management
Robert has over 14 years of financial operations and transaction management experience. Prior to joining LQD, Robert was a Senior Associate of Financial Risk Management at KPMG, where he lead a 24 person team and consulted with Fortune 500 clients on risk management and other operational enhancements. Prior to KPMG, Robert was an AVP and Portfolio Officer at Merrill Lynch Commercial Financial Corp., where he managed a commercial loan portfolio of over 80 companies with up to $20 million in borrowing demand. Prior to Merrill Lynch, Robert was a Business Banking Officer at US Bank. Robert has a B.S. in Finance and Accounting and a M.B.A. with an emphasis on Financial Management and Controls from DePaul University.
VP, Strategic Partnerships
Ryan has over 20 years of commercial credit, banking, and business development experience. Prior to joining LQD, Ryan was Vice President, Business Development, Commercial Banking at Fifth Third Bank. Prior to Fifth Third, Ryan was Vice President, Corporate Banking at both LaSalle Bank (now Bank of America) and National City Bank (now PNC Bank). At LaSalle and National City, Ryan cultivated relationships with privately held companies and designed individual sales plans while managing a combined $160 million portfolio. Ryan has a B.B.A. with dual majors in Banking and Finance and Management from Northwood University, and a M.B.A. from Walsh College.
James D. Pietrarosso
Team Lead, Marketing
James has over 10 years of marketing experience, with a focus on business development and B2B marketing strategies and systems. Prior to joining LQD, James managed business development at a number of Chicago-based startups, most notably CitySwarm, an engagement marketing company acquired successfully in 2014. Prior to CitySwarm, James oversaw digital marketing at The Frain Group, North America's largest provider of pre-owned manufacturing, packaging, and processing machinery. James has a B.B.A. in Business Management from Quinlan School of Business, Loyola University Chicago.
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