black and white business building business owner walking up stairs black and white hand on desk for underwriting services from LQD Business Finance small business owner standing under bridge black and white black and white business meetings for working capital financing solutions Contact Us Header
LQD Small Business Funding Solutions Office
Financing Options

Dynamic Finance Solutions

Custom Built for You

LQD Business Finance takes a comprehensive approach to create custom solutions. Our team analyzes your business with an inclusive range of factors like growth projections and debt in lieu of equity to calculate an LQD Synthesis Score. Using this score, we outline the best possible financing options that align with your needs and objectives.

Our unique strategy equips your company for the present, while also preparing for the future. To learn more about your LQD Synthesis Score, what it means, and how we can use it to achieve your business goals, connect with one of our experts today.

Our Financing Options

Our proprietary technology enables us to make quick, accurate, and transparent decisions that culminate in a superior customer experience from beginning to end. Unlike competing lenders that offer limited options with extremely delayed processing times, we can deliver flexible loans of up to $10M in under 30 days.

With nearly 50 different types of financing options in the marketplace, it is difficult to decipher what selection is right for you. More often than not, other lenders confine you to a loan type or structure that is not ideal for you because they lack the ability to underwrite for a broad enough range of scenarios and opportunities. Our team prioritizes your best interest by considering all the individual aspects of your business to devise an answer that is progressive and dynamic.

No matter what you are looking for, from purchase order financing to working capital loans to refinancing and much more, LQD Business Finance has a solution that works for you.

EXPANSION & ACQUISITION
Expand section

EXPANSION & ACQUISITION

Investing in your company’s future while maintaining daily operations is costly, so LQD Finance is here to help enlarge your business without jeopardizing your cash flow. With our expansion loans, you can finance a new location, hire additional employees, or purchase new equipment and inventory. You could also acquire other businesses to boost your portfolio and elevate your company to the next level. When expanding, companies often undergo drastic changes, so we stay ahead of the curve by preparing our customers for any financial situation they may face. The efficiency, flexibility, and transparency in our diverse range of funding options provide value that is unparalleled in the lending industry.

GROWTH CAPITAL
Expand section

GROWTH CAPITAL

The hefty price of sustaining daily operations and managing cyclical expenses should not get in the way of the long-term endeavors you have planned for your company. Whether you want to launch a new product or increase your payroll, LQD Finance offers growth capital financing that keeps your revenue streams intact as you pursue your development objectives. Separating your growth capital from your working capital keeps your cash flow steady, so you can seize opportunities you would not have otherwise. Our automation technology allows for the distinct capacity to weigh all current parameters of your business alongside future projections to customize a solution that promotes long-lasting success.

PURCHASE ORDER FINANCING
Expand section

PURCHASE ORDER FINANCING

If your company experiences heavy seasonal fluctuation or sudden growth, you may encounter a shortage in cash flow that prevents you from completing a large order or multiple orders at once. Purchase order financing covers the upfront costs of a verified purchase order for when you lack sufficient funding to fulfill it. Instead of turning down customers, you can use purchase order financing to secure and deliver goods in a timely manner. In turn, your operations flourish as your performance capacity increases, producing stronger long-term yield. LQD Finance helps bridge this gap in working capital to meet the urgent needs of your business with accelerated underwriting and expert customer service.

REFINANCING
Expand section

REFINANCING

To optimize your current debt, LQD Finance can configure a refinancing solution that replaces your existing loan with a new one that bears more favorable terms. By refinancing, you can obtain lower interest rates and improved term lengths that make repayment more manageable and ease the burden on cash flow. Reducing your monthly payment frees up working capital to better fund daily operations or pay down any other outstanding balances. It also creates the potential to pay off your debts faster and at a lower cost. For a company with debt, refinancing is a crucial step in enhancing future prospects. Whatever your financial goals are, we personalize your options to move your business forward.

INVENTORY FINANCING
Expand section

INVENTORY FINANCING

The livelihood of your business depends on your ability to keep your shelves stocked and your customers satisfied, but how can you buy the products necessary before gaining the capital from selling them, especially if your company experiences seasonal fluctuations or unexpected growth? LQD Finance offers inventory financing to purchase the products you need upfront, so you can be ready for any oscillation in your cash flow. To offset seasonal operations, our loans can fund your inventory during slower periods of sales or allow you to stock up in anticipation of busier months. We can also help you preserve existing inventory as you work to expand your company without compromising current profits.

UNITRANCHE FINANCING
Expand section

UNITRANCHE FINANCING

If your company’s capital structure includes multiple debt securities from several different lenders, there is an alternative that can simplify and optimize your funding. LQD Finance provides unitranche financing that combines senior and subordinated debt into a hybrid loan structure with a blended interest rate. With unitranche financing, you can avoid the additional expenses and complications of recruiting capital from multiple sources. Instead, you can obtain all the financing you seek with a single credit and security agreement. The flexibility of our unitranche loans reflect the transformative approach we take to underwrite expedient solutions using state-of-the-art technology.

MACHINERY & EQUIPMENT FINANCING
Expand section

MACHINERY & EQUIPMENT FINANCING

The state of your machinery and equipment impacts everything from the speed and quality of your company’s performance to your ability to keep up with growing demand and competition. Our machinery and equipment loans help you purchase new or used assets like vehicles, appliances, and other instruments that keep you on top of your game. The perpetual advancement of technology requires you to update your equipment on a regular basis, and the inability to do so can hinder your operational efficiency, particularly in comparison to your competitors. LQD Finance can support the long-lasting prosperity of your company by providing quick and transparent financing that gears you for success.

CONSOLIDATION & RECAPITALIZATION
Expand section

CONSOLIDATION & RECAPITALIZATION

To revitalize your capital structure, you can consolidate or recapitalize your debt improve your financial portfolio. Our consolidation loans merge all existing debt into a single loan to streamline repayment. By consolidating, you can benefit from lower interest rates and monthly payments that boost your cash flow and credit score. With recapitalization, you can stabilize your debt-to-equity ratio by issuing a debt security to buy back shares of your company. If you have a drop in stock price, this can increase your earnings per share and overall leverage. Whatever your circumstances may be, LQD Finance is here to strengthen your business strategy with lending practices tailored to your specific needs.

ACCOUNTS RECEIVABLE FINANCING
Expand section

ACCOUNTS RECEIVABLE FINANCING

Accounts receivables from customers are one of your most valuable assets, and with accounts receivable financing, you can leverage those outstanding invoices to obtain liquid capital. LQD Finance can service a loan by securing it with your accounts receivable, so you get an influx in your cash flow without waiting for customers to pay their invoice. To ensure you have sufficient working capital on hand, you can take advantage of the assets already at your fingertips with our efficient financing options. Our automation technology makes the funding process easier than the manual systems that other lenders use, so your accounts receivables benefit you sooner when you work with LQD Finance.

MANAGEMENT BUYOUTS
Expand section

MANAGEMENT BUYOUTS

When you and your management team are ready for a buyout, LQD Finance is here to help facilitate a smooth transition of ownership for your prospective company. Management buyouts typically require a pool of financial resources to complete, and our loans can support such an ambitious and rewarding endeavor. By buying out your company, you can privatize the enterprise, advance your operations, and bolster overall profits. The management buyout process is typically very time-sensitive and demanding, so we work to deliver up to $10M of funding in under 30 days. With our tech-enabled services, your management team can instigate a future that grants you the power to maximize the potential of your business.

EXPANSION & ACQUISITION

EXPANSION & ACQUISITION

Investing in your company’s future while maintaining daily operations is costly, so LQD Finance is here to help enlarge your business without jeopardizing your cash flow. With our expansion loans, you can finance a new location, hire additional employees, or purchase new equipment and inventory. You could also acquire other businesses to boost your portfolio and elevate your company to the next level. When expanding, companies often undergo drastic changes, so we stay ahead of the curve by preparing our customers for any financial situation they may face. The efficiency, flexibility, and transparency in our diverse range of funding options provide value that is unparalleled in the lending industry.

Learn More
GROWTH CAPITAL

GROWTH CAPITAL

The hefty price of sustaining daily operations and managing cyclical expenses should not get in the way of the long-term endeavors you have planned for your company. Whether you want to launch a new product or increase your payroll, LQD Finance offers growth capital financing that keeps your revenue streams intact as you pursue your development objectives. Separating your growth capital from your working capital keeps your cash flow steady, so you can seize opportunities you would not have otherwise. Our automation technology allows for the distinct capacity to weigh all current parameters of your business alongside future projections to customize a solution that promotes long-lasting success.

Learn More
PURCHASE ORDER FINANCING

PURCHASE ORDER FINANCING

If your company experiences heavy seasonal fluctuation or sudden growth, you may encounter a shortage in cash flow that prevents you from completing a large order or multiple orders at once. Purchase order financing covers the upfront costs of a verified purchase order for when you lack sufficient funding to fulfill it. Instead of turning down customers, you can use purchase order financing to secure and deliver goods in a timely manner. In turn, your operations flourish as your performance capacity increases, producing stronger long-term yield. LQD Finance helps bridge this gap in working capital to meet the urgent needs of your business with accelerated underwriting and expert customer service.

Learn More
REFINANCING

REFINANCING

To optimize your current debt, LQD Finance can configure a refinancing solution that replaces your existing loan with a new one that bears more favorable terms. By refinancing, you can obtain lower interest rates and improved term lengths that make repayment more manageable and ease the burden on cash flow. Reducing your monthly payment frees up working capital to better fund daily operations or pay down any other outstanding balances. It also creates the potential to pay off your debts faster and at a lower cost. For a company with debt, refinancing is a crucial step in enhancing future prospects. Whatever your financial goals are, we personalize your options to move your business forward.

Learn More
INVENTORY FINANCING

INVENTORY FINANCING

The livelihood of your business depends on your ability to keep your shelves stocked and your customers satisfied, but how can you buy the products necessary before gaining the capital from selling them, especially if your company experiences seasonal fluctuations or unexpected growth? LQD Finance offers inventory financing to purchase the products you need upfront, so you can be ready for any oscillation in your cash flow. To offset seasonal operations, our loans can fund your inventory during slower periods of sales or allow you to stock up in anticipation of busier months. We can also help you preserve existing inventory as you work to expand your company without compromising current profits.

UNITRANCHE FINANCING

UNITRANCHE FINANCING

If your company’s capital structure includes multiple debt securities from several different lenders, there is an alternative that can simplify and optimize your funding. LQD Finance provides unitranche financing that combines senior and subordinated debt into a hybrid loan structure with a blended interest rate. With unitranche financing, you can avoid the additional expenses and complications of recruiting capital from multiple sources. Instead, you can obtain all the financing you seek with a single credit and security agreement. The flexibility of our unitranche loans reflect the transformative approach we take to underwrite expedient solutions using state-of-the-art technology.

MACHINERY & EQUIPMENT FINANCING

MACHINERY & EQUIPMENT FINANCING

The state of your machinery and equipment impacts everything from the speed and quality of your company’s performance to your ability to keep up with growing demand and competition. Our machinery and equipment loans help you purchase new or used assets like vehicles, appliances, and other instruments that keep you on top of your game. The perpetual advancement of technology requires you to update your equipment on a regular basis, and the inability to do so can hinder your operational efficiency, particularly in comparison to your competitors. LQD Finance can support the long-lasting prosperity of your company by providing quick and transparent financing that gears you for success.

CONSOLIDATION & RECAPITALIZATION

CONSOLIDATION & RECAPITALIZATION

To revitalize your capital structure, you can consolidate or recapitalize your debt improve your financial portfolio. Our consolidation loans merge all existing debt into a single loan to streamline repayment. By consolidating, you can benefit from lower interest rates and monthly payments that boost your cash flow and credit score. With recapitalization, you can stabilize your debt-to-equity ratio by issuing a debt security to buy back shares of your company. If you have a drop in stock price, this can increase your earnings per share and overall leverage. Whatever your circumstances may be, LQD Finance is here to strengthen your business strategy with lending practices tailored to your specific needs.

ACCOUNTS RECEIVABLE FINANCING

ACCOUNTS RECEIVABLE FINANCING

Accounts receivables from customers are one of your most valuable assets, and with accounts receivable financing, you can leverage those outstanding invoices to obtain liquid capital. LQD Finance can service a loan by securing it with your accounts receivable, so you get an influx in your cash flow without waiting for customers to pay their invoice. To ensure you have sufficient working capital on hand, you can take advantage of the assets already at your fingertips with our efficient financing options. Our automation technology makes the funding process easier than the manual systems that other lenders use, so your accounts receivables benefit you sooner when you work with LQD Finance.

MANAGEMENT BUYOUTS

MANAGEMENT BUYOUTS

When you and your management team are ready for a buyout, LQD Finance is here to help facilitate a smooth transition of ownership for your prospective company. Management buyouts typically require a pool of financial resources to complete, and our loans can support such an ambitious and rewarding endeavor. By buying out your company, you can privatize the enterprise, advance your operations, and bolster overall profits. The management buyout process is typically very time-sensitive and demanding, so we work to deliver up to $10M of funding in under 30 days. With our tech-enabled services, your management team can instigate a future that grants you the power to maximize the potential of your business.